AAA Insurance discounts1 can save you up to 21% on your Insurance

Enjoy savings on your auto, home, and life insurance policies. Our multi-policy, multi-vehicle, driver discounts, and anti-theft discounts are just a few of the many ways you can save and still enjoy peace of mind from the protection we have provided our members for more than 85 years.

Policy Discounts

  • Multi-vehicle Save up to 24% on select coverage when you insure two or more automobiles
    (Only Indiana residents can receive up to 24%)

  • Multi-policy Save up to 21% on your auto insurance and up to 25% on your homeowners when you combine your auto, home, life and excess liability policies
    (Homeowners is not available in Louisiana)

  • Longevity Save up to 33% on select coverage with at least three years of continuous automobile insurance with your current carrier.
    (Varies by time insured and state. Only Missouri residents can receive up to 33%)

  • Group Affinity Save 10% if a policyholder is a member of or qualifies for at least one of the approved groups or associations
    (Available in Missouri and Louisiana)

Vehicle Discounts

  • Verified Mileage
    Save up to 13% (depending on vehicle's annual mileage) for supplying current odometer readings when requested
    (Not available in Indiana)

  • Anti-theft Device
    Save up to 25% on comprehensive coverage

Driver Discounts

  • Student Away Save up to 10% on select coverage when your driver-age student or military personnel is away at school or on duty 100+ miles from home without a vehicle

  • Good Student Save up to 15% on select coverage

  • Driving Course Save up to 10% on select coverage upon completion of an approved course

  • Original Owner Save up to 5% if you are the original owner of the insured vehicle
    (Not available in Indiana)

  • Drivesharp™ Insureds 65 years of age and older who have successfully completed the Drivesharp computer-based training program will be eligible for a 10% discount3
    (Not available in Indiana)



Policyholder Savings

Financial Stability

A.M. Best rating of “A+ Superior” for our affiliate insurer reflecting the financial strength behind the insurance we offer.



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Quality Service 24/7

Quality Service 24/7

24 hours a day, seven days a week toll-free Claims Hotline for efficient claim reporting.

AAA Insurance Policy Review

AAA Insurance Auto Pay

Enroll today and you won't have to worry about losing one day of coverage.


AAA Life Insurance

Protection that fits your family

Let us help you tailor a policy to fit your needs with a FREE Life Insurance Needs Analysis

Identity Theft Protection

Identity Theft Protection

Help safeguard your identity: Enroll in ProtectMyID®Essential, free for our members.

AAA Homeowners & Renters Insurance

Rest Easier with AAA

AAA Homeowners & Renters Insurance is trusted protection from a name you know.

1Discounts are conditional, vary by policy and driver and may apply to select coverages.

AAA Insurance is a collection of AAA branded products, services and programs made available to qualified AAA members. AAA personal lines insurance is provided to qualified AAA members by Automobile Club Inter-Insurance Exchange or Auto Club Family Insurance Company. Life insurance is underwritten and annuities are offered by AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states, except NY. Your local AAA Club and/or its affiliates acts as an authorized agent for their affiliate insurers including AAA Life.