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Member Rewards

AAA Member Rewards Visa Signature
® Card

  • TRIPLE POINTS on all qualifying qualifying AAA and travel purchases1
  • DOUBLE POINTS for gas, grocery and drug store purchases1
  • 1 POINT PER $1 spent on purchases everywhere else1
  • EXCLUSIVE REWARDS including AAA vouchers good for travel, even car repairs...or choose gift cards or 1% cash back
  • No annual fee2
  • Learn more and apply online or call 1-800-932-2775
  • For more information, visit our FAQs page

Apply Now

Redemption Rewards Include:
plane Travel: Redeem points for a AAA Rewards Voucher good toward your next qualifying vacation booked through AAA Travel, including a cruise or tour package.
wrench AAR: Use your AAA Rewards Voucher at a participating AAA Approved Auto Repair facility to help ensure your car gets you where you’re going.
gift Gift Cards: Beginning at 3,500 points, the Member Rewards gift card collection provides a wide assortment of popular retailers, restaurants, and entertainment.
dollar sign Cash: Enjoy the freedom of choice with cash rewards–including the option to have cash deposited directly into your account.

Access your AAA Credit Card accounts. For Customer Service: 1-800-807-3068 (press "0" for operator)

AAA Deposit Program
Money Market Accounts, CD's & IRAs
Rev up your savings with the AAA Deposit Program through Discover Bank.  Preferred member rates on 12, 24, and 60-month CD’s.
View rates and apply


Travel Money

AAA Travel Money

Reduce Your Debt
Practical tips to reduce your debt
Free Identity Theft Monitoring
Included with your membership when you sign up online. Get the details »

Financial Videos

AAA's YouTube page provides information on financial services. Visit the Financial Services Channel.

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1 Earn 1 point per dollar of new net retail purchase transactions (qualifying purchases less credits, returns, and adjustments) (“Net Purchases”) charged to the card each billing cycle. Earn 2 points per dollar (consisting of 1 base point and 1 bonus point) for Net Purchases made with the card at any eligible gas, grocery or pharmacy retail merchant categories as designated by us. Eligible merchants and their associated Merchant Category Codes (“MCC”) are the following: (a) Gas Stations (MCC codes 5541 and 5542); (b) Grocery Stores (MCC codes 5411, 5422, 5441, 5451, 5462, and 5499); and (c) Pharmacy Stores (MCC codes 5122 and 5912). Purchases made at merchants that do not process transactions under these codes will not qualify to receive double points. Earn 3 points per dollar (consisting of 1 base point and 2 bonus points) for Net Purchases made with the card through any participating AAA Club, when AAA is the merchant of record, or at eligible retail travel merchant categories as designated by us. Eligible travel Merchant Category Codes (“MCC”) are the following: (a) Airlines (MCC codes 3000-3299, and 4511); (b) Car Rental Agencies (MCC codes 3351-3441, and 7512); (c) Hotels, Motels, Inns and Resorts (MCC codes 3501-3999, and 7011); (d) Cruise Lines (MCC code 4411); and (e) Travel Agencies and Tour Operators (MCC Code 4722). Purchases made at merchants that do not process transactions under these codes will not qualify to receive triple points.Rewards begin at 5,000 points for cash and AAA reward vouchers and 2,500 points for air. Other restrictions apply. Complete details accompany new account materials.

2 For information about the rates, fees, other costs and benefits associated with the use of the card, click on the Apply Now button above and refer to the disclosure accompanying the application for details.

The AAA Financial Services credit card program is issued and administered by FIA Card Services, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc. AAA is a trademark of American Automobile Association, Inc. ©2013 Bank of America Corporation

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